The Battle of the Tests
Welcome to the official Victory Step blog. What’s this blog all about? In a nutshell, it’s about SAT/ACT, college, and education in general. Of course, what makes this blog really exciting is YOU — so join the conversation!
Sunday, May 29, 2011
SAT vs ACT?
The Battle of the Tests
Friday, May 27, 2011
The importance of College!
Saturday, May 14, 2011
Paying for College: The Good, the Bad, and the Ugly!
As someone planning for college, you may have paid attention to the news stories of soaring college tuition, over-inflated textbook prices, and worried students and parents accruing tens of thousands of dollars in loans. The numbers are certainly daunting, especially if you plan to attend a private school or to go on to a graduate or professional program.
Students have scores of options available to them to pay for school, some based on need and others on merit. These options are available from a variety of agencies from colleges to philanthropic organizations to the government. When looking at how you will pay for your education, it is important to study your options and to pursue them wisely.
First, there are scholarships, given out mainly by colleges and philanthropic organizations, covering either a set amount, such as $3,000 a year, or a percentage of your tuition, like the coveted full-tuition scholarship. Generally based on your work as a student or your SAT score (PSAT for National Merit Scholarships), scholarships are perhaps the best means of paying for college, as they essentially provide free money for your education. Unlike other sources of financial aid, you never have to repay scholarships. You may have to maintain a certain GPA in order to retain your scholarship from year to year. This could be a boon to you, providing marvelous motivation to go the extra mile during finals week.
Next are grants, which also are funds for your tuition that never need to be repaid. While these can be merit-based, grants are often based on a student’s financial need or other factors, such as race or ethnicity. In addition, you may not have to maintain a certain GPA in order for your grants to renew from year to year. Philanthropic organizations that give out grants often look at whether a student supports the goals of that organization, meaning that applications for these grants often require essays. The more money you can get from scholarships and grants, the better off you will be paying for your college degree.
Finally, there are the student loans. Like scholarships and grants, you can receive student loans from a number of sources; however, rather than schools or outside organizations, these are most often obtained from banks and the government, usually through federal agencies like Sallie Mae. Like all loans, you must repay these on a set schedule, with interest to boot. This means that, in addition to eventually paying the cumbersome cost of college, you have to pay the interest as well. However, unlike normal loans, federal loans at least can be deferred so long as you are enrolled full-time at an accredited university. The good side of this is that you don’t have to worry about making payments until you are out of school with a job; the bad news is that some federal loans accrue interest even while they have been deferred. With that in mind, the fewer student loans you take out, the better off you will be once you have graduated.
So, to sum up, scholarships and grants are a college student’s best option for paying for college, as they are free money given to you for your education. They can pay either a set amount each time you receive them, or they could cover a percentage of your tuition, meaning that as tuition increases, the amount they pay does as well. Your best bet for being in the running for scholarships is to score high on the SAT/PSAT’s or the ACT, rack up a healthy GPA, and build a strong resume by engaging in community activities (read our blog about volunteering here) and garnering leadership experience in the process. Of course, we must remember that having a college degree actually makes all the financial concerns worthwhile, with some studies estimating that degree holders earn upwards of $1 million more in their lifetimes than their counterparts without degrees do.
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Toni Whalen (SAT/ACT Instructor)
Email: toniwhalen@victorysteponline.com
Friday, May 6, 2011
The day of the exam - May 7th SAT
For students taking the SAT on May 7th -
After weeks of preparation and months of stress, it all comes down to one Saturday morning. Just those few hours. It can be so easy to let the nervousness get rid of all the preparation and fill the mind with anxiety. For that reason, it is important to take the few days before the SAT exam slow and to keep the mind healthy and relaxed.
The SAT Day Checklist
1. Plenty of #2 pencils and erasers
2. Appropriate calculator with extra batteries
3. Photo ID/Admission ticket
4. Directions to testing site
5. Water bottle/snacks
6. A jacket (wear layers depending on the temperature of the room)
7. A watch
8. CONFIDENCE!
Victory Step realizes how stressful and dreadful taking a 4 hour long exam can be, and this is why we provide SAT and ACT Prep classes to help you relieve the stress. Visit our website today!
Thursday, May 5, 2011
Victory Step Classroom Programs
Victory Step offers classroom instruction for the SAT and PSAT in the Dallas-Ft. Worth Metropolitan Area! These classes are designed by experts who have broken down these tests into strategic sections, and prepared material targeted at high school students to maximize their scores. Our classes are then taught by master instructors that have aced these tests themselves, and have been trained to connect with students and reinforce fundamentals, teach strategies, and build motivation needed to score high.
To find out more about our classroom programs, please click here.